Sitemap PagesHome Purchase InformationMortgage SolutionsConstruction Mortgage ServicesFirst-Time Home Buyer Mortgages in OttawaMortgage RenewalsMortgages for Investment or Rental Properties in OttawaCommercial Mortgages in OttawaResidential Mortgages in OttawaBad Credit Mortgages in OttawaPrivate Mortgages in OttawaMatthew Ryan - Mortgage Agent Level 2/UnderwriterHaley Tippins - Mortgage Assistant[Old]Land Transfer Tax CalculatorsOrleans Mortgage Broker ServicesBarrhaven Mortgage Broker ServicesDenise Daoust - Mortgage Agent Level 1/UnderwriterJason Hoang - Mortgage Agent Level 1/UnderwriterKanata Mortgage Broker ServicesContact Chris AllardBlogPrivacy PolicyTerms & ConditionsTestimonialsMortgage ResourcesMortgage Rates in OttawaHow to Maintain or Regain a Good Credit ScoreEverything You Need to Know About Refinancing Your MortgageEverything You Need to Know as a First-Time HomebuyerInvesting in Ottawa Real Estate: A Lucrative OpportunityMortgage FAQLearn About Mortgage BrokersOntario Land Transfer Tax CalculatorMortgage CalculatorNavigating the Mortgage and Real Estate Market During COVID-19HomeThank youGet A Free Mortgage Quote Offer in Ottawa TodayGet More from Your Ottawa Mortgage BrokerMortgage Calculator (prev)Chris Allard - Mortgage BrokerLaurie Mele - Mortgage Agent Level 2 & AdministratorPhil Allard - Mortgage Agent Level 2/UnderwriterChris Allard TestimonialsWhy Chris Allard?PostsEverything You Need To Know About The Mortgage Stress TestWhy You Should Stop Renting and BuyHow to Prepare and Save for Your Down Payment on a HouseEverything You Need to Know About Purchase Plus Improvements MortgagesStart Your New Mortgage Term Off The Right WayEverything You Need to Know About Reverse MortgagesHow to Consolidate Debt Into Your MortgageHow to Buy Out Your Spouse’s Equity During a DivorceHow to Port Your Mortgage When You MoveWhat Not to Do Between Mortgage Approval and Mortgage FundingThe Benefits of Working with a Mortgage Broker as Opposed to a BankChoosing the Right Mortgage Payment FrequencyChris Allard Featured in CMP MagazineCommon Mortgage Pitfalls And How To Avoid ThemThe Various Steps of the Mortgage Process From Pre-Approval to ClosingWhat Happens to Your Mortgage When You Move?What Happens to Your Mortgage During a Divorce or Separation?How a Low Home Appraisal Can Affect Your MortgageEverything You Need to Know About Debt-to-Income Ratio Before Applying For a MortgageGuide to Alternative Mortgage InvestmentsThings To Avoid After Obtaining Mortgage Pre-ApprovalThe Risks of Putting In an Offer Without a Financing ConditionConstruction Mortgages Versus Traditional MortgagesBorrowing to Invest in Real EstateMultigenerational MortgagesStreamlining Property Management for Ottawa InvestorsGuiding New Investors Toward Success in Ottawa's Real Estate MarketMastering the Art of Financing Investment Properties in OttawaEverything You Need to Know About Closing CostsCan You Get Approved for A Mortgage Without A Job?Top Ways to Add Value to Your HomeNew to Canada Mortgage Solutions in Ottawa, OntarioMortgage with a Co-BorrowerWhat is Title Insurance?Best Neighbourhoods in Ottawa for Your New HomeWhat Is an Interest Rate Differential (IRD) Penalty?Why Bank Penalties Are So Expensive and How You Can Save On Breakage FeesCan You Get a Mortgage without a Home Inspection?Tips for First-Time Home BuyersA Guide to First-Time Homebuyer IncentivesSix Ways to Find Houses to FlipFive Benefits of Buying an Investment PropertyWhat You Need to Know About Your First Meeting with a Mortgage AdvisorMortgage Prepayment Benefits and Penalties: A GuideEverything You Need to Know About Mortgage InsuranceWhat Is The Mortgage Sliding Scale?Cash-Back and No Money Down MortgagesGetting Pre-Approved for A MortgageWhat to Do if You're Denied a Mortgage Loan15 Reasons Why Mortgage Loan Application Get RejectedStaging Tricks to Look Out for When Buying Your HomeShould You Break Your Mortgage?First-Time Buyers’ Guide to MortgagesReverse Mortgages, ExplainedKnowing When It's Time for A Second MortgageMortgage Refinancing 101Chris Allard Recognized as One of Ottawa’s Best Mortgage BrokersHow to Get A Mortgage When You Have Bad CreditPay Off Your Mortgage – Fast!Should You Get Mortgage Insurance?What You Need to Know About Construction Financing7 Mortgage Mistakes You Should AvoidHow to Get A Mortgage When You’re Self-EmployedUnderstanding New Federal Mortgage RulesDon’t Let Bad Credit Stand In The Way Of Home OwnershipHow To Refinance Your MortgageUnderstanding Mortgages: Private Lenders Vs. Big BanksWhen to Refinance Your MortgageHistorical Mortgage Rates in Ottawa6 Reasons Why Mortgage Brokers Can Save You ThousandsJune Mortgage News & ViewsQuestions Every First-Time Homebuyer Needs to Ask ThemselvesThe Difference Between A Refinance and A Mortgage SwitchFixed Vs. Variable Mortgage RatesRefinancing Mistakes to Avoid10 Refinancing Myths DebunkedMortgage Refinancing: How Does It Work & What Are the Benefits?What Happens If Your Mortgage Renewal is Denied?Does Renewing a Mortgage Early Cost or Save You Money?Mortgage Renewal TipsSix Ways Your Credit Score is CalculatedHome Equity Loan Vs Home Equity Line of Credit – Which Is Best for Me?Expert Advice on How to Improve Your Credit Score Before Buying a HomeMay Mortgage News & ViewsBuying A Home with Bruised CreditWhat You Need to Know About Collateral Charge MortgagesHow Private Mortgages Can Save Your Credit – Plus Other BenefitsWhat Type of Mortgage is Best for Me?Understanding the Ins and Outs of Private MortgagesNavigating the Changing Mortgage MarketUsing Your Mortgage Loan to Plan For the FutureEverything You Need to Know About Purchasing a New HomeQuestions to Ask Your Mortgage BrokerEverything You Wanted to Know About Mortgage Rates (But Were Afraid to Ask)TestimonialsHailey E.Brennan L.John GodboutStephanie DufourChris BoileauLiz Campbell