Mortgage Solutions

Keen on purchasing a new home, possibly even a brand-new build with no previous owner? How about investing in a commercial property either for your own business or to house tenants? Working with an experienced mortgage professional is the best way to secure an affordable rate. Trust in the Chris Allard Mortgage Team to help find a solution that works for you.

Residential Mortgages

Obtain funds for your next home in Ottawa or elsewhere in the National Capital Region. Whether you’re buying your first home altogether, are interested in securing a private mortgage or feel stuck due to bad credit, our agents can help you cross the threshold with peace of mind. We’ll guide you through the buying process from start to finish, providing details on first-time homebuyer programs and other benefits.

Commercial Mortgages

Secure a commercial property for your business, or purchase a multi-household building to earn passive income as a landlord. We’re happy to help you make a well-informed and worthwhile property investment decision.

Private Mortgages

A private mortgage could be the right move for you if you’ve been denied by the big banks. These lenders tend to focus more on what you’re buying, rather than just your credit score. It’s a great option for those who are self-employed, or people with changing incomes. Additionally, if you are looking to flip a home, this kind of mortgage might be right for you.

Bad Credit Mortgages

Credit is one piece of the puzzle that lenders take into account when deciding whether to approve you for a mortgage. But just because your credit isn’t where you want it to be, doesn’t mean you can’t secure a mortgage that works for you. Working with my team means we can find a lender who understands your current situation. Together, we can come up with a solution and set you up with a plan to get you back on track.

Mortgage Renewals

Renewing your mortgage is an opportunity that comes up every few years, depending on your loan and lender. That means it’s time to negotiate a new rate. You might be surprised to learn your options are not limited to your current lender, and shopping around could save you thousands of dollars. Our team can look at your options and help you make the best decision. This way, for the next five or ten years, you can be locked into a rate that you are comfortable with. 

First-Time Home Buyer Mortgages

Ready to break into the market and buy your first home? While the process can seem straightforward, you’ll likely have a lot of questions along the way. Working with a knowledgeable team like ours can make all the difference. We can walk you through incentives available to you, and ensure you get a great rate. With our expertise, the process will be as easy as one-two-three.

Ready to Get Started? Contact Chris Allard Today!