How to Get a Void Cheque from Canadian Banks: A Step-by-Step Guide for TD, RBC, and Scotiabank
Whether it is to set up mortgage withdrawals, payroll deposits, or a bank transfer, there are many reasons you may need to obtain a void cheque. Below, we have prepared an easy step-by-step guide to download and print out a void cheque for TD, RBC, and Scotiabank accounts.
Table of Contents
What Is a Void Cheque and Why You Need It
As the name suggests, a void cheque is a check with the word “VOID” written or typed on top of it. “VOID” means that the cheque cannot be filled out and used to make payment, – instead, this type of cheque is used to view account information, which is often necessary to set up a payroll deposit, automatic payments, or create an electronic link to your bank account. The primary reason you would provide a void cheque to a mortgage professional is to set up automated mortgage payment withdrawals out of your bank account.
While it may be tempting to simply write “VOID” across one of your cheques, a better way to obtain a void cheque is to get it online or through a mobile app. That way, you can quickly and easily receive the necessary information, while minimizing the risk of errors or mishandling a physical cheque.
How to Get a Void Cheque from TD Bank
If you do your banking with TD, you can easily get a TD void cheque or direct banking information online or through your phone. Here is what you need to do:
Accessing a Void Cheque or Direct Deposit Form Through TD EasyWeb
- Log In. Log in to your TD online banking account via TD EasyWeb with your credentials.
- Select Your Account. From the homepage, click on the account for which you need the direct deposit information or void cheque, typically your chequing account.
- Go to the Manage Tab. Once inside the account details page, click on the Manage tab.
- Download the Direct Deposit Form. On the right-hand side of the page, select the link for Direct deposit form (PDF). This form contains all the information needed for a void cheque. Ensure you have Adobe Reader installed to view or download the document.
Accessing a Void Cheque Using the TD Mobile App
- Log In. Open the TD Mobile App and log in with your credentials.
- Select Your Account. From the main dashboard, tap on the account for which you need the void cheque or direct deposit information.
- Access Account Details. Tap on the Details tab, then select Direct Deposit Info.
- Download the Direct Deposit Form. Tap the Get Form button to generate a pre-filled PDF containing your direct deposit information. Save or print this document as needed.
Downloading and Printing a TD Void Cheque
Whether you are viewing your void cheque through TD online banking or a mobile app, there should be an option to download the cheque in PDF format. Once downloaded, you can either send the document electronically or print it out and share a physical copy with whoever needs it. The exact printing steps will depend on the device you are using, but they are the same as printing other PDF documents saved to your device.
How to Get a Void Cheque from RBC (Royal Bank of Canada)
Royal Bank of Canada also provides easy access to void cheques through both online banking and a mobile app.
Accessing a Void Cheque Through RBC Online Banking
- Log in. Visit RBC Online Banking and log in with your client card or username and password.
- Navigate to Accounts. Click on the “Accounts” tab on the homepage.
- Select your account. Click on the account for which you need the void cheque.
- Access the account details. On the account summary page, look for an option that says “Account Details” or “Direct Deposit Information”.
- Generate the RBC void cheque. Click on “View and Print Void Cheque” to generate the void cheque in PDF format.
Accessing a Void Cheque Using the RBC Mobile App
- Log In. Open the RBC Mobile App and log in using your credentials.
- Select Your Account. From the main screen, tap the account for which you need the void cheque, typically your chequing account.
- Access Void Cheque Details. Tap on Details, then select Get a Void Cheque.
- Download the Void Cheque. Tap Download to generate a PDF of your void cheque. You can save it to your device, email it, or send it via text message.
Downloading and Printing an RBC Void Cheque
Just like with TD, you can download the PDF version of your RBC cheque by clicking the “Download” button. Once the document is saved on your device, you can either print it out or share its electronic version through email.
How to Get a Void Cheque from Scotiabank
Finally, Scotiabank clients can easily access and download a void cheque through either Scotiabank online banking or the mobile application.
Here’s the updated instructions for accessing a void cheque through Scotiabank Online Banking:
Accessing a Void Cheque Through Scotiabank Online Banking
- Log In to Scotiabank Online Banking using your credentials.
- Navigate to Your Account. From the Accounts page, select your chequing account.
- Access Direct Deposits & Payments. Once on your account page, click on the Direct Deposits & Payments option.
- View or Print Your Void Cheque. Under the Void Cheque section, select View/Print to generate your void cheque. You can then save or print it for your records.
Accessing a Void Cheque Using the Scotiabank Mobile App
- Log In. Open the Scotiabank Mobile App and log in with your username and password.
- Select Your Chequing Account. From the app’s Home screen, tap on the chequing account for which you need the void cheque.
- Access Direct Deposit/Void Cheque Info. Tap Manage, then select Direct deposit/void cheque info.
- View or Print Your Void Cheque. Under the Void Cheque section, tap View/Print to generate the void cheque. You can then save or print it as needed.
Downloading and Printing a Scotiabank Void Cheque
Whether you obtained your Scotiabank void cheque through a mobile app or a web platform, you can download the cheque in PDF by clicking the “Download” button. From there, you can save the PDF file on your device to print it out or share it electronically.
Common Questions About Void Cheques
Can I use a void cheque for direct deposits?
Yes, void cheques are typically used to set up direct deposits.
Is a digital void cheque acceptable?
Nowadays, digital void cheques are acceptable for most purposes.
What happens if I don’t have cheques for my account?
If you don’t have physical cheques for your account, you can always generate an electronic void cheque either through online banking or a mobile app.
How can I use a void cheque for automatic payments?
The account information found on a void cheque can be used to set up an electronic link to your bank account, therefore automating the payments.
Contact Us for More Information
If you need additional help with setting up direct deposits or automatic payments using a void cheque, do not hesitate to reach out to Chris Allard’s team for help! Get in touch now.
Chris Allard’s experience in the field means he can get you offers with over 50 financial institutions lending in Ottawa. Every lender has many mortgage products they offer, which means Chris and his team will make sure a mortgage caters to your needs while also ensuring you get a competitive rate. Chris Allard is a proud mortgage broker of Smart Debt Mortgages, independently owned and operated. Smart Debt broker #12236.