What is Title Insurance?

Buying a home is one of the biggest investments you may make in your life,  so it’s essential to protect it. While many people are familiar with home insurance, another type of policy is equally important: title insurance. Whether you’re a first-time home buyer or a seasoned real estate investor, read on to learn more […]

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Best Neighbourhoods in Ottawa for Your New Home

In Canada’s capital, you’ll find a diverse array of neighbourhoods beckoning to be explored. Whether you have just started your home search or are well-acquainted with Ottawa, you’ll soon discover that each area has its own unique charms, amenities, and experiences to offer. Perhaps you fashion yourself more of a downtown dweller or are looking […]

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What Is an Interest Rate Differential (IRD) Penalty?

If you’re a homeowner or potential homebuyer in Canada, understanding interest rate differential (IRD) is crucial when dealing with mortgages and refinancing. The IRD penalty is an essential concept that comes into play for borrowers who wish to break their mortgage contract early or refinance. In this article, we’ll dive into the intricacies of IRD, […]

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Co-Borrower Mortgages

The decision to buy a home and get a mortgage can look different for everyone. If you want to own a house with friends or family, one way to share the financial load of homeownership is to apply for a co-owner mortgage. But how does a co-borrower mortgage work? Let’s explore everything you need to […]

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