How Are Property Taxes Determined in Ottawa? Everything You Need to Know
Paying property taxes in Ottawa is an unavoidable part of owning a home, with these payments funding important municipal services and local infrastructure development. Every homeowner should know how to determine property taxes and navigate through the taxation process—luckily, the Chris Allard team is here to help you understand your tax obligations and make the […]
Read more
How to Qualify for a Mortgage in Ontario: A Step-by-Step Guide
Securing a mortgage is one of the most important financial decisions you’ll make, whether you’re purchasing your first home or refinancing an existing one. In Ontario, mortgage qualification depends on multiple factors, including your credit score, income stability, and down payment amount. The process can seem complex, but with the right preparation and expert guidance […]
Read more
Is It Possible to Buy a House Without a Down Payment in Canada?
Wondering whether you can purchase a home without a down payment in Canada? For many first-time home buyers, saving up for a down payment can become a years-long endeavour, especially with real estate prices skyrocketing. Indeed, if you were to purchase a $500,000 home, you would need to put down at least $25,000 – a […]
Read more
How to Get a Void Cheque from Canadian Banks: A Step-by-Step Guide for TD, RBC, and Scotiabank
Whether it is to set up mortgage withdrawals, payroll deposits, or a bank transfer, there are many reasons you may need to obtain a void cheque. Below, we have prepared an easy step-by-step guide to download and print out a void cheque for TD, RBC, and Scotiabank accounts. What Is a Void Cheque and Why […]
Read more