Why You Should Stop Renting and Buy
Steps For Taking The Next Step Many people continue to rent well into their twenties due to the perceived cost of real estate, but in the long term, renting may actually cost more. Homeownership builds credit and equity and is a good investment for the future, but understandably, many people are on the fence about […]
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How to Prepare and Save for Your Down Payment on a House
Let Good Planning Lead You To Your Dream Home Have you been saving up to buy a home for years, only to feel like you’ll never have enough for a down payment? If so, you’re not alone. Coming up with a large enough sum for a house down payment is often the biggest obstacle prospective […]
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Everything You Need To Know About The Mortgage Stress Test
Confused About The Mortgage Stress Test? Here’s How It Works Since 2018, all home buyers in Canada have been subject to a mandatory mortgage stress test. This applies to everyone hoping to get a mortgage, no matter what your down payment might be. Many Canadians find the stress test strict and confusing. Others have difficulty […]
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What Type of Mortgage is Best for Me?
Breaking Down the Different Mortgages Available to Homebuyers When it comes time to purchase a new home, trying to figure out on your own what kind of mortgage is best for you can get pretty overwhelming. And with so many mortgage options available in Canada, it can make your head spin. So, where do you […]
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