Categories

Archives

The Benefits of Working with a Mortgage Broker as Opposed to a Bank

A Mortgage Broker Offers Help That No One Else Can – Here’s How So, you’re ready to buy a new home, and you are trying to decide between working with a mortgage broker and heading straight to the bank. Both of these options provide different benefits, but only a mortgage broker will dedicate their efforts […]

Read more

Choosing the Right Mortgage Payment Frequency

Table of Contents1 Should I Accelerate My Mortgage Payments?1.1 Mortgage Payment Options1.2 Benefits of Accelerated Payments1.3 How to Determine Which Option is Best For You1.4 Additional Tips For Paying Down Your Mortgage Faster Should I Accelerate My Mortgage Payments? Most potential homeowners look for ways to get the lowest mortgage rates possible. However, the length […]

Read more

Everything You Need To Know About The Mortgage Stress Test

Table of Contents1 Confused About The Mortgage Stress Test? Here’s How It Works1.1 What Is The Mortgage Stress Test?1.2 How Does It Work?1.3 Does It Only Apply To First-Time Buyers?1.4 Still Confused? Here’s An Example1.5 2020 Changes1.6 What If I Fail The Stress Test?1.7 Tips To Help Ensure You Pass1.8 Can You Avoid The Stress […]

Read more

Common Mortgage Pitfalls And How To Avoid Them

Set Yourself Up For Success Throughout Each Step of the Mortgage Process Purchasing a new home can be a lengthy process that involves plenty of hard work. One of the most important steps to ensuring a successful home purchase is securing a mortgage. Since the mortgage plan you select will determine important long-term factors like […]

Read more