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Questions to Ask Your Mortgage Broker

From How to Get the Best Rate to How to Get Pre-Approved – The Chris Allard Team is Here to Answer All Your Questions! It’s time to look for your next home. But how do you even get started? Purchasing a home is a highly complex process, yet the regular person is expected to be […]

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Everything You Wanted to Know About Mortgage Rates (But Were Afraid to Ask)

A Guide to Help You Understand Mortgage Rates Are you applying for your first mortgage? Interest will take up a chunk of every mortgage payment, so now is the time to find out how mortgage rates work and how to make sure yours works for you. Of course, you already know at least one thing […]

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Should You Get Mortgage Insurance?

What is Mortgage Insurance and What Types of Insurance are Worth Investing In Have you ever felt a bit confused when a bank starts promoting “mortgage insurance” right after you’ve gotten a mortgage? After all, the Canada Mortgage and Housing Corporation (CMHC) requires mortgage insurance on down payments below 20% of the house’s purchase price. […]

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What to Do if You’re Denied a Mortgage Loan

Step Back, Assess What Went Wrong, And Develop A Plan You received your mortgage pre-approval letter, found the perfect home, and learned your offer was accepted. You were all set to take the next steps – closing and moving into your new house – when you got the news: mortgage loan denied. After a lengthy […]

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