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Why Bank Penalties Are So Expensive and How You Can Save On Breakage Fees

Breaking Your Mortgage Can Be Expensive – Here’s How to Save on Fees So, you’re considering the idea of breaking your mortgage before your term is up—but the only thing standing in your way is a hefty breakage penalty. There is a lot to consider before you decide if this is the right path for […]

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The Difference Between A Refinance and A Mortgage Switch

How to Decide Whether It’s Time to Find a New Lender or Refinance Your Mortgage Because they are so similar in concept, the terms “refinancing” and “mortgage switch” are often viewed as interchangeable. However, when making important financial decisions concerning your home, it’s important to be confident that you understand the difference between the two […]

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Fixed Vs. Variable Mortgage Rates

How to Determine What Type of Mortgage Rate is Best for You Whether you are buying your first home or preparing to refinance, it’s important to have an understanding of the different types of mortgage rates when shopping around. To help give you a better sense of the two types of mortgage rates and how […]

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Refinancing Mistakes to Avoid

Things to Watch Out for When Refinancing Your Mortgage If you find yourself approaching the end of your mortgage term, you have an important decision to make—will you stay with your current lender, mortgage rate, and loan amount, or will you refinance? While mortgage refinancing isn’t mandatory, doing so can mean securing a better rate […]

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