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Everything You Need to Know About Debt-to-Income Ratio Before Applying For a Mortgage

How and Why This Number Can Affect Your Mortgage Prospects If you’re thinking of buying a home and will need to obtain a mortgage, be aware that two of the things lenders will ask about are how much debt you have and how much money you make. They use these numbers to calculate your debt-to-income […]

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Things To Avoid After Obtaining Mortgage Pre-Approval

Why You Should Remain Cautious Even With Mortgage Pre-Approval Gearing up to buy a home can be stressful, but one of the ways to help ease that stress is to secure pre-approval for a mortgage. However, once you’ve ticked that box, it’s important to manage your financial behaviour carefully until you actually take possession of […]

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Construction Mortgages Versus Traditional Mortgages

The Benefits Of A Construction Mortgage And How It Differs From A Traditional Mortgage Most home buyers need a mortgage loan to complete their home purchase. But the type of mortgage you get depends on whether you are buying an existing home or one that has yet to be built. Many home buyers obtain a […]

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Borrowing to Invest in Real Estate

What Is It, What Are The Advantages, And Where Do I Begin? So, you’ve decided to expand your portfolio by investing in real estate. Whether you’re an experienced investor or are completely new to the game, investing in real estate is a relatively simple and reliable way to diversify your passive income stream. Real estate […]

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