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Does Renewing a Mortgage Early Cost or Save You Money?

When interest starts climbing, locking in your mortgage rate can seem like a no-brainer. Sign too quickly, though, or skip comparing offers altogether—and that rushed decision can cost you more than the rate hike you were trying to avoid in the first place. Below, we get into when that instinct pays off for Ontario homeowners, […]

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What Is The Mortgage Sliding Scale?

And How Will It Affect Your Mortgage Approval? Considering Ottawa’s recent housing prices, it is likely that you will need a higher sum of money, therefore a larger mortgage too. It is also very likely you will come across the term “sliding scale” which might sound terrifying, especially if you’re a first home-buyer. Keep on […]

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Cash-Back and No Money Down Mortgages

Everything You Need to Know Before Committing Buying a home is scary – it’s the biggest purchase of your life. Not only do you have to work hard to save up money for a down payment and get approved for a loan, but you also have to think about a lot of other expenses – […]

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Chris Allard Featured in CMP Magazine

We are very excited to announce that our very own Chris Allard was recently profiled by Canadian Mortgage Professional (CMP) magazine. CMP is Canada’s leading magazine publication for Canadian mortgage brokers. In the article, Chris discusses the topic of delayed home appraisals and offers advice for other mortgage brokers looking to address the issue with […]

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