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Don’t Let Bad Credit Stand In The Way Of Home Ownership

How to Secure a Mortgage in Ontario if You Have Bad Credit Debt and bad credit are an unfortunate reality for many Canadians and often get in the way of homeownership. We’ve all slipped up financially at some point, whether as teens struggling to pay a phone bill or as adults facing significant fiscal challenges. […]

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Understanding Mortgages: Private Lenders Vs. Big Banks

How Banks Differ from Private Lenders in Ottawa When It Comes to Securing A Mortgage If you’re in the market for a new home or property, but you’re having trouble getting approved by a bank, you might want to consider working with private lenders in Ottawa instead. Private lenders are investors or groups of investors […]

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When to Refinance Your Mortgage

Refinance A Mortgage, Looking at the Options & Costs Homeowners usually refinance a mortgage by paying off one loan with another. In most cases, this is done so homeowners can save with lower interest rates with a new mortgage, add to their home equity faster, and pay off their mortgage quickly. That being said, people […]

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Historical Mortgage Rates in Ottawa

A Look at Changing Mortgage Rates In Ottawa Since mortgage rates in Ottawa are currently low, you might be tempted to buy a big, beautiful home that’s a bit out of your price range. You might be thinking you can make it work, even if money’s a little tight. There’s still a lot you need […]

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