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Everything You Need to Know About Purchasing a New Home

Table of Contents1 From Looking to Buying – This is the Guide You Need1.1 So You’re Ready To Buy A Home – But What Are You Looking For?1.2 Your First Step – Get Pre-Approved For a Mortgage1.3 Starting the Search1.4 When’s the Best Time to Buy?1.5 Working With a Real Estate Agent1.6 House Hunting Tips […]

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Questions to Ask Your Mortgage Broker

Table of Contents1 From How to Get the Best Rate to How to Get Pre-Approved – The Chris Allard Team is Here to Answer All Your Questions!1.1 What is the Best Rate You Can Get Me?1.2 Which Lender is Best for My Financial Situation?1.3 What Type of Mortgage is Best for Me?1.4 What Interest Rate […]

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Everything You Wanted to Know About Mortgage Rates (But Were Afraid to Ask)

Table of Contents1 A Guide to Help You Understand Mortgage Rates1.1 What Are Mortgage Rates? What Influences Them?1.2 Who Sets Mortgage Rates?1.3 How Banks Calculate What You Can Afford1.4 Fixed vs. Variable Rates1.5 Mortgage Pre-Approval1.6 What Happens if Interest Rates Change?1.7 How Mortgage Brokers Help You A Guide to Help You Understand Mortgage Rates Are […]

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Should You Get Mortgage Insurance?

What is Mortgage Insurance and What Types of Insurance are Worth Investing In Have you ever felt a bit confused when a bank starts promoting “mortgage insurance” right after you’ve gotten a mortgage? After all, the Canada Mortgage and Housing Corporation (CMHC) requires mortgage insurance on down payments below 20% of the house’s purchase price. […]

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