Chris Allard Continues Delivering Excellence
Whatever your needs, Chris delivers excellence to all his clients every step of the way, and his expertise doesn’t just help you get the best mortgage… check out some of the services he offers below!
When your mortgage is up for renewal, Chris is here to help. With your mortgage review 4 to 6 months away, make sure you contact Chris to determine if you should stay with your current lender, or if it makes more sense to switch to a better mortgage.
Whether you’re buying your first home or seeking an investment property, Chris and his team have access to specialized financing—including no down payment mortgages and programs for clients meeting specific criteria—to give you more flexibility in your options.
Many people owing money don’t realize they can pay off their debt to various creditors with a mortgage loan to minimize monthly payments, leaving more cash in their pockets. This may seem counter-intuitive, but smaller loans generally have high interest rates. Debt consolidation helps you get a better rate, whether you’re paying off consumer debt, debt for parking tickets, or any other debt you have accumulated. Contact Chris to talk about secured debt consolidation via a mortgage or secured line of credit. In cases where neither of these are well-suited to your needs, Chris will refer you to qualified industry experts.
If you are looking to improve your bad credit for better mortgage options in the future or to refinance your property, Chris will provide you with tools to better your credit and use his expertise to help you develop a structured plan to achieve your goals. In the case of bankruptcy or consumer proposals, Chris will refer you to the qualified experts best suited to your specific needs. Ask him about credit counselling to get started.
When you need to finance a construction project, Chris Allard is happy to work with you and create a plan to meet your goals. Chris can provide you with options with varying interest rates and product flexibility.
Construction mortgages are generally financed via the following types of institutions:
- Big banks
- Credit unions
- Specialized construction lenders
If you are making a large purchase and want to avoid using high-interest credit, you can withdraw equity from an existing asset. For example, equity from a home or investment property can be used to finance other purchases. Give Chris a call for a no-obligation consultation to find out if equity refinancing is right for you.