Purchase


Payment and Remaining Principal

Refinance


Payment and Remaining Principal

Renewal

Payment and Remaining Principal

Buying a Home?

If you’ve made the decision to buy a home, congratulations! Home ownership is an amazing experience and a significant milestone for those people who take the plunge.

One of the first steps to take is figuring out what you can afford and what your regular mortgage payments will look like. Once you’ve been pre-approved for a mortgage, use the Purchase tab on our calculator to figure out exactly what you’ll be paying, month-to-month, on your mortgage.

Ready to Refinance?

Have interest rates dropped since you signed your mortgage? You might be able to refinance your mortgage.

Refinancing your mortgage lets you take advantage of a lower interest rate and lower monthly payments, but that’s not all. Refinancing can also open the doors to accessing home equity, consolidating debt, and simplify your monthly expenses.

Use the Refinance tab on our mortgage calculator to determine your new payment.

Time to Renew?

When your mortgage term is up, you have an opportunity to renegotiate the contract with your lender.

Your lender will likely start the renewal process approximately 5 months before the maturity date, or the date when the mortgage term ends. If your circumstances have changed, this window gives you an opportunity to renew your mortgage with more favourable terms.

The Renewal tab on our mortgage calculator can help you determine your payments and make a decision regarding your mortgage moving forwards.

Get Started with Chris!

Getting the process started is easy when you have Chris and his team working for you. Don’t take our word for it, though – just look at what our clients say:

“The most responsible, honest mortgage broker I’ve had the pleasure to do business with in Ottawa.” – Irina P.

“We worked with Chris and his team for a new house purchase in Orleans… Chris and his team were extremely helpful, professional and got us a great mortgage that worked well for us. Thanks!” – Sandrine T.